5 Criteria That Banks And Lenders Use To Assess Borrowers
Most people have a good feeling what is wrong when they get declined for a loan. But it can be a total shock if you get refused a loan when you have always been a good boy in terms of debt payments. You pay you credit card bills in full in a timely manner each month like…
Personal loans with the easiest of access are also often the most expensive ones
Up until a few years ago, it was remarkably difficult to get a loan of any kind. If you did not have a secure job or a good credit history then it was likely that you would be declined within a couple of seconds of application. You might even be flat out rejected by your mother.
When the…
Why People Cannot Resist Going Into Debt With Credit Cards
It is very easy for people to get into debt with credit cards. It really is a little too easy. Why shouldn’t it be? After all, you only need to turn on your TV to get bombarded with all sorts great products and services you can buy with your plastic. These ads really know how to get…
Perils of Buying A Car That You Cannot Afford
It is a known fact that, like credit cards, automobiles debt can get many people into grave financial trouble. The scarier part is that they may do it unknowingly.
Typically, automobiles are emotional purchases. The decision to buy a new car is often based on the fact that you want to create an impression on your family, friends,…
4 Options For Reducing Student Loan Payments
Even though the government have programs to help students tide over tough financial times, it is important that you do not take them for granted. It is a debt that you have to repay promptly just like any other. And at times, you will also run into tricky periods where you are hardly making ends meet. There…
3 Easy Strategies To Save On Your Car Loan
For most people, a mortgage is the biggest financial commitment they will take up in their lifetime. And for most people too, a car loan is the second biggest liability they have to ever repay. To put it into perspective, transport is almost as important as having a roof over your head. Sometimes, a 10 minute drive…