6 Steps To Getting A Debt Settlement With Balance Reduction
How would you like to repay half of what you owed the bank and never be bothered by them again? This is a proposition that almost anyone would like to have. But note that structured debt settlements with reduced balances will affect your credit score badly. Even though the money is officially settled and paid, the fact…
Why Perkins Stafford Is a Student’s Best Friend For A Loan?
Studying is always a money intensive activity to take up. When you consider that most students have not had the chance to enter the workforce yet, you will learn to appreciate how big a financial burden a student can have on his hands to complete his studies. The higher the education level, the more money is needed.…
6 Ways To Make Yourself A Less Attractive Target For Identity Thieves
In the wild plains of Africa, predators like lions make the preys who are left behind by the pack as their prime easy target. Identity thieves work in the same way to a certain extent. You will become a prime target when you display sign that you are going to be an easy target. When you make…
Intangible Beatings You Will Take For The Price Of Bankruptcy
Bankruptcy is neither the nightmare you imagines it to be nor the trump card you hold on your creditors. It is best viewed as a step or stage towards am outcome that is fair for all parties. But because of the society cannot be run in a way where everyone can get away from their debts just…
8 Ways To Reduce Your Fixed Expenses
One of the key components of a debt management plan is to not only control, but to reduce your fixed expenses. A dollar saved is as good as an additional dollar for you each month. Anyway in most cases, you are buying more than you need to on many items. For example, restaurants often sell us meal…
5 Types Of Bankruptcies And Who They Apply To
It might come as a shock to most people to learn that there are many types of bankruptcy proceedings. The biggest misconception people have about bankruptcy is that it is the end of someone financially. And that is usually accompanies by the perception that the individual filing for it has gone through significant financial hardship and it…