What Activities Really Screws Up Your Credit Report?

One of the most loathed factors for the rejection of any loan facility is bad credit. For credit scores that are just unsatisfactory, lenders can still grant loans with less favorable terms. It is those with bad credit who can get an outright rejection without any real explanation from the lenders. But usually these people will know…

5 Financial Windfalls That Often Go To Waste

The most obvious type of windfall disasters we often read about in the news concerns those who won the sweepstakes. The stories revolves around how people go broke a few years after winning the lottery. But don’t forget that for every one of these depressing stories, there are probably more about how people have made good use…

How Being A Bankrupt Helps You In 5 Ways

While bankruptcy is often seen as the end-game for someone financially, they are not always the cases in reality. Don’t get me wrong. It does not write off all your debt and present you a new lease of life. But it can help you in many ways. This could be the reason why many well know individuals…

6 Steps To Getting A Debt Settlement With Balance Reduction

How would you like to repay half of what you owed the bank and never be bothered by them again? This is a proposition that almost anyone would like to have. But note that structured debt settlements with reduced balances will affect your credit score badly. Even though the money is officially settled and paid, the fact…

Why Perkins Stafford Is a Student’s Best Friend For A Loan?

Studying is always a money intensive activity to take up. When you consider that most students have not had the chance to enter the workforce yet, you will learn to appreciate how big a financial burden a student can have on his hands to complete his studies. The higher the education level, the more money is needed.…