What is the initial deposit required to activate the account?
What is the interest on idle funds in the account?
Simple or compounded interest rates?
What is the monthly or annual service charge for the facility?
If there is a monthly fee based on the minimum balance, what is the balance required to avoid the fee?
Is that minimum balance based on opening, closing or average?
How many checks are free without charge each month?
If a fee applies after a certain number of checks each month, what is the fee for each check issued?
Will there be a costs for a new check book?
What are the charges for request of a hard copy statement from the bank?
What is the cost for bounced/returned checks?
What are the fees for stop check instructions?
Does the account facility come with internet banking?
Will the PIN for internet banking come from a separate device or from your mobile phone?
Is there an overdraft credit facility attached to the account?
If there is an overdraft, what are the fees involved?