Archive by category Personal

The Proper Way To Cancel Your Credit Cards

The Proper Way To Cancel Your Credit Cards

When you have a real problem with compulsive spending, the people around you might have already started a campaign to encourage you to destroy your credit cards so that you can go cold turkey. And depending on where you are at, you might feel that it is very logical action to take to get yourself […]

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4 Advantages Of Credit Cards We Do Not Give Enough Credit To

4 Advantages Of Credit Cards We Do Not Give Enough Credit To

For the traditional guy, credit cards could be the mother of all financial evil. It is because of this rectangle piece of bendable plastic that gets people into debt, lose their assets, and cause family problems so deep that it leaves relationship cracks that can never be mended. And if you are such a person, […]

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5 Avenues Of Cash Funds We Often Overlook

5 Avenues Of Cash Funds We Often Overlook

It is like a contagious virus that the mass media passed onto us. Whenever we need an injection of cash, the first place we think about is the bank. Nothing appears more obvious that than. However, in many cases, the truth can be stranger than fiction. Remember the time when you went through some laundry […]

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5 Criteria That Banks And Lenders Use To Assess Borrowers

5 Criteria That Banks And Lenders Use To Assess Borrowers

Most people have a good feeling what is wrong when they get declined for a loan. But it can be a total shock if you get refused a loan when you have always been a good boy in terms of debt payments. You pay you credit card bills in full in a timely manner each […]

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Why People Cannot Resist Going Into Debt With Credit Cards

Why People Cannot Resist Going Into Debt With Credit Cards

It is very easy for people to get into debt with credit cards. It really is a little too easy. Why shouldn’t it be? After all, you only need to turn on your TV to get bombarded with all sorts great products and services you can buy with your plastic. These ads really know how […]

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Perils of Buying A Car That You Cannot Afford

Perils of Buying A Car That You Cannot Afford

It is a known fact that, like credit cards, automobiles debt can get many people into grave financial trouble. The scarier part is that they may do it unknowingly. Typically, automobiles are emotional purchases. The decision to buy a new car is often based on the fact that you want to create an impression on […]

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4 Options For Reducing Student Loan Payments

4 Options For Reducing Student Loan Payments

Even though the government have programs to help students tide over tough financial times, it is important that you do not take them for granted. It is a debt that you have to repay promptly just like any other. And at times, you will also run into tricky periods where you are hardly making ends […]

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3 Easy Strategies To Save On Your Car Loan

For most people, a mortgage is the biggest financial commitment they will take up in their lifetime. And for most people too, a car loan is the second biggest liability they have to ever repay. To put it into perspective, transport is almost as important as having a roof over your head. Sometimes, a 10 […]

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Why Perkins Stafford Is a Student’s Best Friend For A Loan?

Why Perkins Stafford Is a Student’s Best Friend For A Loan?

Studying is always a money intensive activity to take up. When you consider that most students have not had the chance to enter the workforce yet, you will learn to appreciate how big a financial burden a student can have on his hands to complete his studies. The higher the education level, the more money […]

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