Archive by category Money

5 Things To Think About When Lending Money To Friends

5 Things To Think About When Lending Money To Friends

Despite the age-old wisdom of never lending money to friends, there will always be instances where you feel your need to ignore wisdom. Friends are after all, much more valuable than monetary value. You can’t really put a price on friendship. The complicated thing with human emotions is that it often causes us to do […]

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What Do Envelopes Have To Do With Effective Budgeting?

What Do Envelopes Have To Do With Effective Budgeting?

These days, when we think about tools that help us budget more effectively, we think about apps and software to churn out numbers instantly. So used are we today about these technologies that it won’t be surprised to find people forgetting what a piggy bank is. And here we have the classic envelope budgeting system […]

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Penny Pinching To Make Financial Commitments More Affordable

Penny Pinching To Make Financial Commitments More Affordable

Your mortgage is your biggest monthly expense. You won’t be able to get away from it as an able working adult. Even if you successfully side-stepped it, there is the rent to look forward to. It truly is a lifelong commitment. But there are ways to save money on a daily basis and then you […]

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Learn Your Personal Financial Position With These 5 Ratios

Learn Your Personal Financial Position With These 5 Ratios

Many people take simple and extreme measures to steer their financial situations away from trouble or towards wealth. But most of us don’t even know what the goal is. If you are already in the midst of a new direction, you might not even know if real progress has been made. The problem is that […]

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5 Tips To Catch Up With Retirement Financial Goals

5 Tips To Catch Up With Retirement Financial Goals

Even the most perfectly flawless financial plan needs strict discipline to achieve. At some point ,you might realize that you have fallen far short of your financial targets in regards to your retirement. So how are you going to retire as planned when the numbers don’t allow you to do so. Don’t lose hope. Here […]

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Emergency Cash Reserves – How Much Should You Keep?

Emergency Cash Reserves – How Much Should You Keep?

How much money to keep as your emergency funds is another one of those questions where the answer will frustrate many. Because the answer starts with “it depends…” Nobody knows for sure what the future holds. This is why even veteran and savvy investors keep a healthy cash reserve in cash of emergency situations. The […]

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4 Big Goals To Prioritize For Your Savings

4 Big Goals To Prioritize For Your Savings

It is like listening to a broken record to hear financial planning experts talking about saving money. And the overused term being used to make saving money a priority is the good old boring “for a rainy day”. It is the type of answer that goes into the “it depends” category. The type of answer […]

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5 Temptations That Will Derail Your Budget Control Plans

5 Temptations That Will Derail Your Budget Control Plans

In our modern world we are up against it in any effort to keep a tab on our spending habits. Just put it this way. It only takes a minute for someone to go full flow into splashing the cash and build up that monthly credit statement. But it will take a long long time […]

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How Money Is Created In The World Today

How Money Is Created In The World Today

In ancient times, gold was the currency that was being traded for items depending on the value of the gold. This was because gold have a proven history of holding up it’s value over long periods of time. Even today, gold is still a very valuable item that can be exchanged or pawned for cash. […]

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Are You Properly Protecting Your Money With Insurance?

Are You Properly Protecting Your Money With Insurance?

When you are into the game of investments and making money work for you, you definitely want to look at various ways to protect your money. Insurance is one of the most basic ways of creating a first barrier to any setbacks. But don’t kid yourself. Getting insurance protection is more than just calling up […]

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